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                                                                                                                                                                          1. 主页 > 沪港通要闻 > 导读 > 房租费占工资50%?君财金服、悟空理财、...

                                                                                                                                                                            房租费占工资50%?君财金服、悟空理财、理财通为你减压

                                                                                                                                                                            据上海房地产研究院发布的《全国50城房租收入比研究》显示,全国50个城市超七成房租占收入开销比率过高,有些地区的房租占收入58%。高额房租与收入不成正比,让我们增加工作以外的收入为钱包减负显得尤为重要,那么要如何增加收入为钱包减负呢?投资理财就是一个不错选择。推荐理财收益可观的君财金服、悟空理财和理财通。

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                                                                                                                                                                            一、理财通:存取灵活、操作简单、收益尚可

                                                                                                                                                                            理财通是腾讯集团旗下的理财平台,以银行大额存单的货币基金为其主要的理财产品,类似银行储蓄,理财资金存取灵活且安全性较高。

                                                                                                                                                                            另外理财通可以通过微信进行投资理财,操作简单且理财资金还可用于日常消费结算。

                                                                                                                                                                            在收益上,理财通七日年化收益约为4.5%,理财收益尚可。

                                                                                                                                                                            二、悟空理财:个人信贷类理财平台,理财收益较高

                                                                                                                                                                            悟空理财是玖富集团旗下的一个理财平台,主营个人信贷类理财产品,理财收益较高,3月期的年化收益为7%。

                                                                                                                                                                            在理财安全上,悟空理财除了采用社会征信筛选借款人外,还拥有风险备付金为理财进行“兜底”。不过由于政策不允许平台存在兜底行为,所以悟空理财的合规性不好。另外悟空理财目前并无银行存管,其理财资金安全性也较为一般,建议小额投资悟空理财。

                                                                                                                                                                            三、君财金服:商业承兑汇票质押更安全、银行存管更合规

                                                                                                                                                                            君财金服成立于2016年,主营供应链企业融资业务,借款方主要是为了资金周转,向君财金服抵押电子商业承兑汇票,汇票到期后由对于上市公司兑付商票,这种模式能够对借款人形成有效的钳制。

                                                                                                                                                                            在保障安全方面,君财金服通过质押电子商业承兑汇票为供应链企业融资值得一提的是,出票公司都是上市企业、国企、央企,商业票据到期都会按时或提前兑付。同时,君财金服通过保理公司担保,以防商业票据兑付不及时。值得一提的是,君财金服至今保持0逾期、0坏账的良好记录!

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                                                                                                                                                                            在收益上,君财金服3月期10.5%的年化收益,是这三家平台中最高的。

                                                                                                                                                                            投资理财可以让工作之外多一份收入,有效的帮助我们钱包进行减负,不被高额房价困扰。上面三家平台都有着可观的理财收益,其中理财通既可理财又可日常消费,适合作为“网上存钱罐”;而悟空理财虽收益较高,但相比之下有银行存管、车辆实物质押且收益更高的君财金服更适合作为理财投资的主力军。

                                                                                                                                                                            文章来自:http://www.wm927.com/a/hktong/13/2017/0813/103952.html

                                                                                                                                                                            房租费占工资50%?君财金服、悟空理财、理财通为你减压_企业 


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